Michigan farmland at sunset, representing Christine Hoard Agency’s local coverage

Protection That Feels Personal

Christine Hoard Agency helps families, homeowners, and businesses make confident insurance decisions — with responsive, local help from people who put your best interest first.

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20+ Years

Insurance Experience

Clio-Based

Local Advice and a Local Office

Here When Needed

Responsive Help From a Local Team

An advisor reviewing coverage options with a client in a bright office.

Why Christine Hoard Agency?

Get it right from the start.

With more than 20 years of insurance experience, Christine and her team make coverage easier to understand and easier to manage. She takes the time to know you, helps you think through the details up front, and stays available when you need help—not only when you are shopping for a policy.

Experienced guidance, quick responses, and a local team clients know they can call.

Coverage Made Clear

Protection for the parts of life and work that matter.

From your everyday drive, to the home you’ve built, the farm you care for, or the business you’re growing, the Christine Hoard Agency can help protect what matters most.

Work with one local team that understands the bigger picture and is here when you need us.

Cinematic wide photograph at golden hour of a warm Michigan family standing in front of a welcoming two-story farmhouse with a green lawn and a barn in the background, soft natural light, professional documentary style, trustworthy and community-rooted mood, shallow depth of field, realistic

Auto

Homeowners

Life

Farmowners

Business

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Meet Christine

A familiar face when insurance needs change.

As a local Farm Bureau agent in Clio, Michigan, Christine Hoard brings personal attention and genuine community roots to every policy. She takes the time to understand your needs and guides you toward coverage that fits your family, farm, or business.

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Client Experiences

Trusted by the people we serve.

    
 
 
       Posted on Google  
   
   Dave Simpson 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have had a great experience working with Christine Hoard Agency for all of our insurance needs. They make it easy to have everything in one place, including life, business general liability, workers compensation, and business auto.
Christine and her team are knowledge, responsive, and genuinely care about making sure we have the right insurance for us and our business.
If you’re looking for local insurance agency that can handle both personal and business, I highly recommend Christine Hoard Agency located in Clio!
  
 
      Posted on Google  
   
   Adam Traver 
 
 
 
 Trustindex verifies that the original source of the review is Google. Christine and her team handle our auto, business, and life insurance, and I couldn't be happier with the switch we made so long ago. She took the time to actually walk through our coverage instead of just handing us a quote, and she made sure we weren't over- or under-insured on anything — including catching a few gaps our old policy had. Having one local agent for all three types of coverage has made things so much simpler, and any time I've had a question she or her team gets back to me quickly. If you're looking for an agent who treats you like a person and not a policy number, I'd highly recommend the Christine Hoard Agency. So happy she has her own agency now!

Helpful Answers

Questions before you request a quote?

What information do I need to request a quote?

The details depend on the type of insurance. Farm Bureau’s secure quote form will collect the starting information, and Christine will follow up if anything else is needed.

Can I talk with someone local?

Yes. Christine Hoard Agency is located in Clio and available by phone or through an arranged office visit.

What happens after I request a quote?

Christine or a member of her team will review the information, gather any missing details, and help you understand the coverage options and next steps.

What if I am already a client?

Call the office directly for policy questions or changes. Use Farm Bureau’s official client-service links when you need to pay a bill or report a claim.

Start the Conversation

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Start your quote through Farm Bureau's secure request form — it connects directly to our office so Christine's team can follow up quickly.

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Local Office

Come See Us in Clio

303 S Mill St, Clio, MI, United States

303 S. Mill St., Suite 4, Clio, MI 48420

(810) 670-0006 — Call ahead to arrange a convenient time.

Already a client? Contact the office directly using the information above. To pay a bill or file a claim, please use Farm Bureau's official client services links.

Ready to protect what matters most?

A coverage conversation should feel personal and pressure-free. Reach out when you are ready, and Christine will help you understand the next step.

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